Read our full Funding Pips review including Challenge types, Drawdown rules, Prohibited Strategies, Payout process, and exclusive discount codes. Updated June 2026.
|Forex|20% OFF
Discount Code
Coupon Code
20% OFF
Profit Split
60% - 100%
Payout Speed
On Demand
Max Allocation
$300K
Starting Price
$29
$23.20
20% OFF
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Funding Pips is quickly becoming one of the standout names in the prop trading world, thanks to its trader-focused approach and flexible funding options in a fully simulated environment. Whether you're just starting out or you're a seasoned trader looking for serious capital, this firm offers a model that fits.
Traders can choose from three different programs: the traditional 1-Phase and 2-Phase Evaluations, or the Funding Pips Zero, an instant funding option with no evaluation required. This means you can select the path that aligns best with your skill level and trading confidence.
With features like:
…it’s clear that Funding Pips is building a serious platform for both growth and long-term trader success.
In this 2026 Funding Pips prop firm review, we’ll break down exactly how the firm works, what makes it different, and why it’s become a go-to choice for traders around the world.
Feature | Details |
|---|---|
Company Name | Funding Pips |
Company Legal Name | Funding Pips Services Ltd |
Company Legal Number | The legal company number of Funding Pips is HY01223081 |
Registered Country | Funding Pips is officially registered in Fomboni, on the island of Mohéli in the Comoros. Their physical office, however, is located in Dubai, U.A.E. |
Years in Operation | Funding Pips has been operating since November 2022 |
Broker | The broker associated with Funding Pips is MatchTrader |
CEO | The CEO of Funding Pips is Khaled Ayesh |
Challenge Types | Funding Pips offers One Phase Challenge, Two Phase Challenge, Instant Funding model |
Challenge Fees | Funding Pips challenge fees starts from $29-$499 |
Profit Split | Funding Pips offers up to 100% profit split |
Account Sizes | Funding Pips funded accounts range from $5000-$100000 |
Payouts | Funding Pips offers flexible payout options including Tuesday Paydays (60% profit), bi-weekly (80%), monthly (100%), and on-demand withdrawals, depending on your account type |
Financial Markets | Trading Instrument offered by Funding Pips are Forex, Crypto, Indices, Metals, Energies. |
Trading Platform | Trading platforms supported by Funding Pips are MatchTrader, cTrader, Trade Locker. |
TrustPilot Score | Funding Pips has a 4.6/5 rating on Trustpilot |
Funding Pips is a forex prop trading firm offering flexible evaluation models, rapid payouts, and high-tier profit splits. It’s designed for traders who want choice, with different challenges to match different styles. But like any firm, it has its strengths and trade-offs.
Before jumping in, here’s a clear and simple breakdown to help you weigh your options:
Pros | Cons |
|---|---|
Multiple types of challenges offered with no time limits | Does not support Meta Trader (MT4/MT5 unavailable) |
High Profit Splits of up to 100% at Master Stage | Maximum Account Size is restricted to $100,000 |
Advanced Trading Platforms supported | Prohibited EA |
Opportunities of scaling up to $2M | Limited foundational educational materials |
If you are on the hunt for a prop firm that gives you multiple funded account options instead of forcing you down one path then Funding Pips is worth a close look. They offer four different ways to get funded including a 1-Step Challenge, Classic 2-Step, Pro 2-Step, and an Instant Funding model - each designed to suit different risk levels, budgets, and trading preferences.
One thing traders really appreciate about Funding Pips is how transparent and fair the structure feels. You’ll find no hidden platform fees, clear static drawdowns, weekly or on demand payouts, and profit splits that can go all the way up to 100%. Plus, the platform supports modern tools like MatchTrader, TradeLocker and cTrader, so you’re not stuck using outdated tech.
Now here’s something important to note that if you go with the 1-Step Challenge or the classic 2-Step Challenge, you’re eligible for a refund of your evaluation fee once you hit your 4th reward payout. That said, this refund does not apply to the Instant Funding model or the Pro 2-Step Challenge - so keep that in mind when picking your path.
Overall, whether you're just starting out or scaling up, Funding Pips keeps things flexible. Each model comes with its own setup, some have more steps, some come with faster funding but they’re all built to make professional trading capital more accessible and trader friendly.
Criteria | 1-Step Challenge | Funding Pips 2-Step Challenge | Funding Pips Pro 2-Step Challenge | Zero - Instant Model |
|---|---|---|---|---|
Account Sizes | $5K - $100K | $5K - $100K | $10K - $100K | $5K - $100K |
Challenge Fee | $59 - $555 | $36 - $529 | $39 - $399 | $69 - $499 |
Profit Target | 10% | Phase 1: 8%, Phase 2: 5% | Phase 1: 5%, Phase 2: 5% | None |
Max Drawdown | 6% | 10% | 6% | 5% |
Drawdown Type | Static Drawdown | Static | Static | Static |
Time Limit | Unlimited | Unlimited | Unlimited | Unlimited |
Daily Loss Limit | 3% | 5% | 3% | 3% |
Profit Split | 80% (up to 100% depending on reward cycle you choose) | 80% (up to 100% depending on reward cycle you choose) | 80% (up to 100% depending on reward cycle you choose) | 95% (100% with on-demand payout through Hot Steam Program) |
Minimum Trading Days | 3 Days | 3 Days | 3 Days | 7 Days |
Leverage | Forex: 1:30, Metals: 1:10, Indices: 1:5, Energies: 1:10, Crypto: 1:1 | Forex: 1:100, Metals: 1:30, Indices: 1:20, Energies: 1:10, Crypto: 1:2 | Forex: 1:100, Metals: 1:30, Indices: 1:20, Energies: 1:10, Crypto: 1:2 | Forex: 1:50, Metals: 1:20, Indices: 1:20, Energies: 1:10, Crypto: 1:2 |
Payout Frequency | Every 7 Days | On Demand | Every 7 Days | On Demand |
Copy Trading Allowed | No | No | No | No |
Max Lot Size | 10 Lots (25K), 20 Lots (50K), 40 Lots (100K) | Same as 1-Step | Same as 1-Step | Same as 1-Step |
If you're someone who doesn’t need a second chance to prove your skill, the 1-Step Challenge from Funding Pips is tailor-made for you. It’s a single phase evaluation that keeps things straightforward: hit a 10% profit target, stay within the 6% static drawdown and you’re on your way to getting funded. No timers.
No ticking clocks. Just clean trading with no time limits.
You can start with as little as $59 for a $5K account, which is one of the lowest fees you’ll find in prop trading. Plus, there’s real earning flexibility here, payouts can be requested every Tuesday through “Tuesday Payday” option with at an 80% profit split.
Even better? If you qualify for the Hot Seat Program, you’ll unlock on demand payouts with a 100% reward split - no waiting around. Just remember payouts are subject to exchange rates and processing fees and the minimum withdrawal is 1% of your original account balance - including the firm’s share.
This model is perfect if you're a self-assured trader who likes clear rules, fast access to rewards, and no hand holding. It’s built for performance-driven trading.
| Account Size | Challenge Fee | Profit Target | Max Daily Drawdown | Max Total Drawdown |
|---|---|---|---|---|
| $5,000 | $59 | $500 (10%) | $150 (3%) | $300 (6%) |
| $10,000 | $99 | $1,000 (10%) | $300 (3%) | $600 (6%) |
| $25,000 | $199 | $2,500 (10%) | $750 (3%) | $1,500 (6%) |
| $50,000 | $319 | $5,000 (10%) | $1,500 (3%) | $3,000 (6%) |
| $100,000 | $555 | $10,000 (10%) | $3,000 (3%) | $6,000 (6%) |
If you are the type of trader who likes a prop trading structure and prefers a slightly more gradual path to funding then the Funding Pips 2-Step Challenge might be the perfect fit for you. It follows the well-known two phase evaluation model but with a twist: lower profit targets, higher leverage and flexible payout cycles designed around your preferences.
Starting at just $36 for a $5K account (and going up to $444 for $100K), Funding Pips' 2-Step Challenge keeps the entry barrier low while still offering a solid payout structure and fair trading rules.
You will need to pass two phases:
Drawdown is static, not trailing and time is unlimited so take your time and focus on quality trades rather than high profit chase.
Once you pass the challenge and get your Master account - you get to choose how you want to be rewarded:
Note: Transfers are subject to exchange rates and transaction fees. You must earn at least 1% of the account balance including firm’s share to request a payout.
Account Size | Challenge Fee | Profit Target | Max Daily Drawdown | Max Total Drawdown |
|---|---|---|---|---|
$5,000 | $36 | $400 (Phase 1: 8%) + $250 (Phase 2: 5%) | $250 (5%) | $500 (10%) |
$10,000 | $66 | $800 (Phase 1: 8%) + $500 (Phase 2: 5%) | $500 (5%) | $1,000 (10%) |
$25,000 | $156 | $2,000 (Phase 1: 8%) + $1,250 (Phase 2: 5%) | $1,250 (5%) | $2,500 (10%) |
$50,000 | $289 | $4,000 (Phase 1: 8%) + $2,500 (Phase 2: 5%) | $2,500 (5%) | $5,000 (10%) |
$100,000 | $529 | $8,000 (Phase 1: 8%) + $5,000 (Phase 2: 5%) | $5,000 (5%) | $10,000 (10%) |
The Funding Pips Pro Challenge is tailored for traders who like to keep things controlled and steady. If you are not into rushing through aggressive targets or using sky high leverage then this one might just be your sweet spot.
Unlike the standard challenges the profit target here is only 5% in both Phase 1 and Phase 2 making it one of the most approachable evaluations in the prop firm space. It’s perfect for traders who focus on consistency, risk control and strategy execution - not just big wins.
The starting fee is just $39 for a $10K account - making it affordable even if you're just testing the waters or still building your edge.
After 7 calendar days from your first trade on the funded account - you can request a payout with an 80% profit share.
Once you gain Hot Seat through their "Hot Seat Program", you gain access to instant payouts at a 100% profit split - no waiting required. (You can learn more about the Hot Seat in their FAQ.)
Note: Minimum payout amount is 1% of your account balance (including firm’s share). Payouts are subject to transaction fees and currency exchange rates, depending on the method used.
Account Size | Challenge Fee | Profit Target | Max Daily Drawdown | Max Total Drawdown |
|---|---|---|---|---|
$5,000 | $39 | $300 (Phase 1: 6%) + $300 (Phase 2: 6%) | $300 (3%) | $600 (6%) |
$10,000 | $55 | $600 (Phase 1: 6%) + $600 (Phase 2: 6%) | $750 (3%) | $1,500 (6%) |
$25,000 | $109 | $1,500 (Phase 1: 6%) + $1,500 (Phase 2: 6%) | $1,500 (3%) | $3,000 (6%) |
$50,000 | $219 | $3.000 (Phase 1: 6%) + $3,000 (Phase 2: 6%) | $3,000 (3%) | $6,000 (6%) |
$100,000 | $399 | $6,000 (Phase 1: 6%) + $6,000 (Phase 2: 6%) | $3,000 (3%) | $6,000 (6%) |
For traders who are ready to dive straight into funded trading, Funding Pips Instant Funding skips the traditional evaluation process entirely. No profit targets. No phases. Just a funded account, clear risk rules, and the opportunity to start earning from day one.
This model is designed for confident, disciplined traders who already have their strategy dialed in and don’t want to go through the usual challenge grind. With a 95% profit split and static drawdown, you keep most of your profits while trading.
The starting fee is $69 for a $5K account, scaling up to $499 for $100K - which is fair given you're getting live capital access right away.
After 7 days from your first trade on the Master account you’re eligible for weekly payouts at an 80% split.
Earn a spot in the Hot Seat Program and you unlock instant payouts with a full 100% reward split.
Note: The minimum payout threshold is 1% of your initial balance (including the firm’s share). Exchange rates and transaction fees may apply depending on your transfer method.
Account Size | Challenge Fee | Profit Target | Max Daily Drawdown | Max Total Drawdown |
|---|---|---|---|---|
$5,000 | $69 | None | $150 (3%) | $250 (5%) |
$10,000 | $99 | None | $300 (3%) | $500 (5%) |
$25,000 | $199 | None | $750 (3%) | $1,250 (5%) |
$50,000 | $299 | None | $1,500 (3%) | $2,500 (5%) |
$100,000 | $499 | None | $3,000 (3%) | $5,000 (5%) |
Selecting the most suitable Funding Pips challenge is subjective to your trading style, level of experience, and preferred risk factors. This summary will simplify your selection process:
Challenge | Best For |
|---|---|
1-Step Challenge | Perfect for confident, fast-paced traders who want to avoid the hassle of multiple stages. If you're ready to prove your edge in a single phase with no time limits, this one is your express lane to funding. |
2-Step Challenge | Best suited for methodical traders who prefer structured evaluations. The two-step format gives you more room to breathe while still testing consistency. A great middle-ground for balancing risk and reward. |
Funding Pips Pro 2-Step Challenge | Built for cautious yet capable traders. With lower profit targets but tighter rules, it's ideal if you're strategic, patient, and prefer smoother, lower-drawdown growth toward scaling your funded account. |
Instant Funding | Made for experienced traders who want to skip evaluations and start earning from Day 1. If you're confident in your skills and want maximum profit split without waiting, this is your go-to route but it comes with tighter risk limits. |
Funding Pips stands out as a trader-friendly prop firm because of its flexibility, low cost of entry, and high reward potential. The variety of challenges ensures that all traders, regardless of their experience, have something tailored for them.
Aggressive traders seeking immediate results and faster access to funding will love the 1-Step Challenge. Its appeal lies in gaining up to 100% profit splits, weekly payouts, clearly defined trading parameters, and of course, the professionalism that comes with the structure.
Whether you are a scalping trader, a swing trader, or a strategy tester, there is a path to funded trading at Funding Pips and it is clear, simple, honest, and achievable.
Funding Pips gives you the chance to grow your capital as your performance improves.
This scaling plan is all about rewarding consistent, smart, and disciplined trading. As you hit profit milestones and earn payouts (called “rewards”), you unlock bigger accounts, better drawdown limits, and even exclusive perks. Here’s how the journey works:
You’re a Novice Trader - just getting started. At this stage, you're showing you can trade responsibly and make steady profits.
This is your starting point - think of it as your foundation for bigger things ahead.
You’re an Intermediate Trader - building consistency. Now you have proven yourself. You understand risk, read markets better and are ready for more responsibility.
You’re an Advanced Trader - consistently delivering. You have proven that you don’t just get lucky - you’re consistent, strategic and calm under pressure.
At this point you are trusted with significantly more capital because you have earned it.
You’re an Elite Trader - top of the game. This is the highest level of recognition at Funding Pips. You have shown absolute mastery.
This level isn’t just about money, it is about respect and total trust in your trading skills.
All scaling increases are based on your original account size, even if your account gets merged later. So your growth is always tied to your starting point, not the combined total of multiple accounts.
Funding Pips has done a solid job designing a scaling plan that actually rewards consistency - not just luck or one off wins.
What we like most is that it’s clear, gradual and motivating. You're not being asked to double your account overnight. Instead, you're encouraged to trade smart, stay consistent and build your capital in stages. For traders who are in it for the long haul, this structure feels both achievable and fair.
Each level gives you something meaningful whether it's more capital, relaxed drawdown limits or premium perks. And by the time you reach the top tier (the Hot Seat), you're not just getting bigger numbers… you're getting full trust and up to 100% of your profits. That’s rare in this space.
Also the fact that scale ups are calculated from your original account size keeps things transparent. No confusion, no games.
Overall, it’s one of the more practical and trader focused scaling plans we have seen, especially for those who are serious about building a long term funded trading career.
Funding Pips offers traders favorable conditions and trading stipulations which are aimed at enhancing trading outcomes and profitability.
Funding Pips' policy on commission includes offering low spreads starting from 0.1 pips for the most traded forex pairs - making trading more affordable. This helps traders to take advantage of low prices which improves their trading experience.
Daily drawdown determines 5 PM EST and is set based on the account balance or equity - whichever is greater. This value does not change for that day based on the fixed daily risk management system set in place.
Funding Pips has internal rules established to ensure their traders follow proper risk management guidelines. Here most of their important rules:
Rule | Allowed? | Details |
|---|---|---|
High Impact News Trading | No | No trading 10 minutes before or after the major impact news. |
Weekend Trading | Yes | Hold positions overnight or over the weekend. |
Copy Trading (Own Accounts) | Yes | If you have multiple Funding Pips accounts, you can mirror trades between them. |
Copy Trading from External Accounts | No | You can’t copy trades from accounts outside the Funding Pips ecosystem. That includes signal services and social copy platforms. |
Trade Management EAs | Yes | You can use third-party tools for managing risk - like setting stop-losses or take-profits - as long as they don’t place trades automatically. |
Fully Automated EAs or Bots | No | Only risk managers are allowed - not EAs that place or manage trades. Using generic or “off-the-shelf” bots will get your account denied or closed. |
Overleveraging | No | Accounts are flagged if margin level dips below 150%. |
Hyperactive Trading | No | Scalps, impolite trades, and poor risk management are noted and not permitted. |
Martingale Strategy | No | Opening additional losing trade positions is not permitted. |
Grid Trading | No | Multiple trades at set intervals without risk management are restricted. |
Funding Pips allow traders to trade during the news only in the evaluation phases. After being funded, traders are not allowed to trade before and after 5 minutes of a high impact news, during this 10 minutes window, executing trades will lead to removal of any profits made.
If a trader opens a position 5 hours before to the trade and then the profit has been made in this 10 minutes window, That trade will be counted as usual and profits will not be removed.
For swing traders, Traders are allowed to hold their trade throughout the news without any issues.
Funding Pips encourages responsible trading by allowing the use of Expert Advisors (EAs) and holding trades over the weekend, provided there are strict rules in place against high-risk or exploitative strategies. These rules aim to promote sustainable and professional trading among all traders, clearly demonstrating trader support and focusing on long-term growth with a healthy approach.
The company firmly implements a policy of strategic planning and disciplined trading while prohibiting impulsive trades that can endanger the trader's account. In doing so, self-discipline and responsibility are cultivated, allowing the traders to achieve success within the prop firm support system.
Funding Pips provides clear guidelines to execute trades and thus encourages traders to formulate and follow optimal trading plans, cultivating consistent profitable returns. Adherence to these guidelines will enable traders to efficiently scale their accounts and achieve success within the provided resources of the supported prop trading environment.
Funding Pips takes the initiative to assist traders in building responsible trading practices from rule clarity and risk restriction. This demonstrates their commitment to enhancing trader sustainability in the funded trading sphere.
Funding Pips prizes active traders with exciting trading competitions that allow traders to showcase their skills and win additional rewards. These tournaments enable traders to learn new things about themselves, test themselves, compete against others, and show off their trading strategies in a live environment.
Key Benefits of Participating in Competitions:
Funding Pips gives prop traders access to a focused yet flexible range of trading instruments that suit most common strategies from scalping to swing trading and everything in between. Whether you're a forex purist, crypto enthusiast, or someone who thrives on index volatility, Funding Pips offers all the essentials to trade real-world market movements.
With competitive commissions, static drawdowns, and zero restrictions on many instruments, Funding Pips creates a straightforward environment for disciplined and strategic traders.
Funding Pips allows traders to tap into major and minor forex currency pairs, enabling a wide range of trading styles and timeframes. The platform supports:
Major pairs like EUR/USD, GBP/USD, USD/JPY
Crosses and minors for diversification
Leverage varies by challenge model, going up to 1:100 in the 2-Step challenge. Combined with tight commissions ($2.5 or $7 per lot depending on account type) and zero time pressure, Forex is a favorite category for many traders at Funding Pips.
For traders who prefer the 24/7 thrill of the crypto markets, Funding Pips offers popular cryptocurrencies with solid leverage and $0 commission:
Other emerging tokens depending on platform access
Leverage is capped at 1:2 on crypto, which may seem conservative, but is intentionally designed to reduce risk in a volatile space. Whether you're hedging or swing trading altcoins, the zero-commission model gives you more room to breathe.
Indices at Funding Pips include globally recognized benchmarks, allowing you to ride momentum during economic events or follow macro trends:
With up to 1:20 leverage, these instruments are great for those who trade based on technical setups, news flow, or seasonal performance.
Traders looking to diversify into hard assets can access key metal and energy instruments, ideal for macro-based trades or inflation hedging:
Metals:
With zero commission on these assets and leverage options ranging from 1:10 to 1:20, Funding Pips makes it easy to add commodities into your portfolio without over-complicating risk.
Here’s how commissions differ based on the type of challenge account you choose:
Challenge Type | Forex & Metals | Crypto, Indices, Energies |
|---|---|---|
1-Step & 2-Step Challenges | $2.5 per lot | $0 per lot |
Funding Pips Pro & Instant Funding | $7 per lot | $0 per lot |
This makes Funding Pips a cost-efficient choice for beginners testing the waters or experienced traders scaling up.
While some firms overwhelm traders with hundreds of exotic instruments, Funding Pips takes a “lean and focused” approach. You get access to all the major trading categories like - Forex, Crypto, Indices, Metals, and Energies with no overcomplication or platform overload.
The commission structure of Funding Pips rewards strategic trading, especially if you’re running volume on crypto or indices. And with competitive leverage, unlimited time, and static drawdown rules, the setup favors smart risk management over reckless leverage.
Funding Pips offers a practical and performance-focused trading suite that caters to disciplined, multi-asset traders from breakout forex scalpers to macro-level index swing traders.
Funding Pips keeps things simple yet efficient when it comes to withdrawals. Funding Pips offer two major types of payout methods trusted by global traders:
Withdrawals are processed based on the payout cycle of each challenge, and you can expect your funds with minimal delay once eligibility criteria are met.
While Funding Pips is accessible globally, some countries are restricted due to compliance and risk frameworks. As of now, traders from the following countries cannot join or purchase challenges
List of countries where users are restricted from purchasing the Funding Pips Challenges:
Traders from these regions are restricted from registration and funding due to regional sanctions, legal limitations, or risk management policies.
Funding Pips is unique with their scaling plans, competitive commissions, and controlled risk management policies. With the 1 step and 2 step challenge and the instant funding program, traders have flexible entry points. That said, the firm’s unique scaling program allows traders to grow their account balance from $300,000 to $2 million, making it an ideal option for long-term capital growth.
Best for traders who value consistency in trading rules, multi markets access, and a clear path towards funding and scaling.
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Trust Score: 85/100 · 4.3
