Finotive Funding Review 2026– Prop Firm Features, Rules & Payout Explained

Finotive Funding is a moderately old prop firm which is operating since 2021 and backed by a Broker Finotive Markets with a payout history of over $14 million. Finotive Funding provides three different types of funding programs, With Finotive Funding, in which traders can opt of basic challenge accounts, Instant Funding and also a challenge account where traders get challenge accounts which also provide salary after being funded as well.

Company Information

Company Name : Finotive Funding

Company Legal Name : Finotive Group Global

Company Registration Number : HE459785

Company CEO Name : Oliver Newland

Company Address : Omirou Street 64, Imperium Tower, P.C. 3096, Limassol, Cyprus

Challenge Details:-

Finotive Funding has 3 types of Funding Programs. Finotive Challenge, Instant Funding and Finotive Pro.

Finotive Challenge has 2 types of challenges, One Step Challenge and Two-Step Challenge.

Finotive Challenge Details :

Two-Phase Challenge

This challenge comes with several account size options and corresponding prices:

• $2,500 Account: $35
• $5,000 Account: $59
• $10,000 Account: $99
• $25,000 Account: $199
• $50,000 Account: $299
• $75,000 Account: $399
• $100,000 Account: $499
• $150,000 Account: $599
• $200,000 Account: $849

Rules:

• Profit Target(Phase 1) : 7.5%
• Profit Target(Phase 2) : 5%
• Daily Loss Limit : 5%
• Maximum Loss Limit : 10%
• Leverage: 400:1
• Profit Share: 75%
• Drawdown Type: Static
• Time Limit: Unlimited Trading Days
• Allows Copy Trading: Yes

One-Phase Challenge

For traders who prefer a faster evaluation process, the One-Phase Challenge offers these account sizes:

• $2,500 Account: $45
• $5,000 Account: $74
• $10,000 Account: $119
• $25,000 Account: $229
• $50,000 Account: $349
• $75,000 Account: $499
• $100,000 Account: $549
• $150,000 Account: $849
• $200,000 Account: $1,049

Rules:

• Profit Target: 10%
• Daily Loss Limit: 4%
• Maximum Loss Limit: 7.5%
• Leverage: 400:1
• Profit Share: 75%
• Drawdown Type: Static
• Time Limit: Unlimited Trading Days
• Allows Copy Trading: Yes

Finotive Instant Funding Program:-

For traders looking for immediate capital, Finotive offers both Standard and Aggressive Instant Funding options.

Standard Instant Funding

• $2,500 Account: $99
• $5,000 Account: $199
• $10,000 Account: $349
• $25,000 Account: $675
• $50,000 Account: $1,249
• $75,000 Account: $1,899
• $100,000 Account: $2,399

Rules:

• Daily Loss Limit: 5%
• Maximum Loss Limit: 8%
• Profit Share: 55%
• Leverage: 100:1
• Drawdown Type: Static
• Time Limit: Unlimited Trading Days
• Allows Copy Trading: Yes

Aggressive Instant Funding

This option is for traders ready to take on more risk for greater rewards.

• $2,500 Account: $188
• $5,000 Account: $388
• $10,000 Account: $748
• $25,000 Account: $1,474
• $50,000 Account: $2,648
• $75,000 Account: $3,898
• $100,000 Account: $5,198

Rules:

• Profit Target : None
• Daily Loss Limit: 8%
• Maximum Loss Limit: 16%
• Profit Share: 60%
• Leverage: 100:1
• Drawdown Type: Static
• Time Limit: Unlimited Trading Days
• Allows Copy Trading: Yes

Finotive Pro

Finotive Pro is a premium challenge account where traders can earn a salary after being funded, on top of their profit share.

Finotive Pro One-Step Challenge

• $50,000 Account: $600
• $75,000 Account: $825
• $100,000 Account: $1,050
• $150,000 Account: $1,550
• $200,000 Account: $2,000

Rules:

• Profit Target: 10%
• Daily Loss Limit: 4%
• Maximum Loss Limit: 7.5%
• Leverage: 200:1
• Profit Share: 75% and Up to 100%
• Salary: $500 to $2,000 monthly
• Drawdown Type: Static
• Time Limit: Unlimited Trading Days
• Allows Copy Trading: Yes

Finotive Pro Two-Step Challenge

• $50,000 Account: $550
• $75,000 Account: $725
• $100,000 Account: $850
• $150,000 Account: $1,250
• $200,000 Account: $1,600

Rules:

• Profit Target(Phase 1): 7.5%
• Profit Target(Phase 2): 5%
• Daily Loss Limit: 5%
• Maximum Loss Limit: 10%
• Leverage: 200:1
• Profit Share: 75% and Up to 100%
• Salary: $500 to $2,000 monthly
• Drawdown Type: Static
• Time Limit: Unlimited Trading Days
• Allows Copy Trading: Yes

Scaling Plan : 

Finotive Funding offers a scaling plan with which traders can grow their account up to $1,670,000. The scaling plan has been divided into a maximum of 9 phases and in which traders will have to make at least 8% profit and their profit split will remain the same 75%.

In each phase, The profit target for scaling will be increased by 1% and the profit split will be increased up to 95%. 

Spreads : 

Traders are free to check the spreads by themselves as Finotive Funding Provides an account to see real time spreads
Platform: MT5

Login: 1043

Password: Finotive

Server: FinotiveMarkets-Live

News Trading Rules : 

Finotive Funding allows traders to trade during the news in both evaluation and Funded Phase. however they want but News Straddling is not allowed 

Other Things to keep in mind:-

How is daily drawdown calculated : 

Daily Drawdown offered by Finotive Funding is Equity Based Drawdown which means the drawdown will be calculated based on Balance or Equity whichever is higher at the end of the day. The drawdown will be calculated each day at 23:00 CET.

Countries Banned from Purchasing : 

Due to rules and regulations of these countries, Finotive Funding does not offer their services to Residents of the United States, Iran, North Korea and Democratic People's Republic of Korea.

Gambling Rules : 

Finotive Funding has marked few trading strategies as Gambling and practicing these strategies can lead to Account Reset, Scapng Rejection, Payout Reduction / Rejection, Leverage, Reduction or worst case scenario would be Account Termination.

. These Strategies are:-

• Revenge Trading
• Over-Leveraging
• All-or-nothing Strategies
• Using majority of your drawdown limit in one trade or more 

Strategies that are not allowed : 

Finotive Funding also prohibited few trading strategies and these trading strategies can also lead to account termination. These Strategies are as follows:-

• High-Frequency Trading
• Arbitrage
• Straddling Strategies
• Over Exposure
• One-Sided Bets
• Account Rolling
• Reverse Trading
• Hedging across Multiple Accounts
• Using any 3rd Party Account Management Services
• Challenge Passing Services

Payout Methods : 

Each Trader will be provided a Finotive Pay account and traders will get their payouts in their Finotive Pay Account and traders can withdraw their payouts from there to bank transfer, crypto, Revolut, and soon PayPal.

Trading Commissions : 

Trading Commission set by Finotive Funding is $5 per lot round trip.